Plea in SC calls for creation of a dedicated Ministry for senior citizens

Plea in SC calls for creation of a dedicated Ministry for senior citizens

Sub : Schemes

Sec : Vulnerable section

Context:-

• A plea filed in the Supreme Court sought the establishment of a dedicated Ministry for Senior Citizens to address their unique and growing challenges. While recognizing the importance of the issue, the Court dismissed the petition, directing the petitioner to approach the executive.

Why Is There a Need for a Dedicated Ministry?

• Demographic Trends: According to the India Ageing Report 2023 by UNFPA, India is witnessing rapid ageing. By 2050, the senior population (aged 60+) is expected to reach 319 million, comprising over 20% of the total population.
• Health Challenges: Seniors often face chronic illnesses, inadequate geriatric healthcare, and mental health concerns.
• Economic Insecurity: A significant portion of elderly individuals lack stable pensions or social security, making them vulnerable to poverty.
• Social Support: Traditional family systems are weakening, leading to increased isolation and neglect of senior citizens.
• A dedicated ministry could address these issues systematically by developing specific policies and programs.

Existing Schemes for Old-age in India

Indira Gandhi National Old Age Pension Scheme (IGNOAPS)

• Part of the National Social Assistance Programme (NSAP).
• Provides pensions to senior citizens (60+ years) below the poverty line.
• Monthly pension: ₹200 for 60–79 years and ₹500 for 80+ years.

Rashtriya Vayoshri Yojana (RVY)

• Distributes physical aids and assistive devices like hearing aids, wheelchairs, and spectacles to BPL senior citizens aged 60+.

Pradhan Mantri Vaya Vandana Yojana (PMVVY)

• A pension scheme for senior citizens (60+ years) managed by LIC.
• Provides an assured high return for 10 years.

Varishtha Pension Bima Yojana (VPBY)

• Offers senior citizens a guaranteed monthly income through pension payments.
• Premium-based scheme managed by LIC.

Senior Citizen Savings Scheme (SCSS)

• A government-backed savings scheme offering a 8.2% interest rate (subject to change).
• Open to individuals aged 60+ with a maximum limit of ₹30 lakh.

Atal Pension Yojana (APY)

• Targeted at unorganized sector workers.
• Offers a guaranteed pension of ₹1,000–₹5,000/month after 60 years of age.
• Contributions vary based on the chosen pension and the age of joining.

Ayushman Vay Vandana Card

• The Ayushman Vay Vandana Card is a healthcare initiative under Ayushman Bharat PM-JAY, providing comprehensive coverage for senior citizens aged 70 years and above
• ₹5 lakh per annum for free treatment, including surgeries and chronic illnesses.
•  Open to all Indian citizens aged 70+.