JEEVAN PRAMAAN

JEEVAN PRAMAAN

Subject : Technology

Context : Along with the extension of various tax deadlines recently, the submission of life certificate by pensioners was also extended to February 28, 2021.

Concept :

Life Certificate

• A life certificate is a proof of existence produced to an authorised pension distributor or agency such as bank or post office by an individual stating that he/she is alive.
• The government and insurance companies insist on this certificate before making pension or annuity payments. The certificate is usually required annually.
• The individual drawing the pension is required to be personally present before the pension disbursing agency.
• However, with the outbreak of pandemic, digital life certificate (DLC) is sufficient proof for pension payments.

Jeevan Pramaan /DLC’s

• Jeevan pramaan is one of the main requisites for the pensioners to avail pension is to provide Life Certificates (LCs).
• “Jeevan Pramaan ” – an “Aadhar-based Digital Life Certificate” for pensioners. It is a move that could eventually benefit over a crore pensioners.
• The proposed digital certification will do away with the requirement of a pensioner having to submit a physical Life Certificate in November each year, in order to ensure continuity of pension being credited into his account.
• It can be operated on a personal computer or a smartphone, along with an inexpensive biometric reading device.
• This facility will also be made available at Common Service Centres being operated under the National e-Governance Plan, for the benefit of pensioners residing in remote and inaccessible areas.